If you have ever watched an action movie, there is a good chance that you have seen a car explosion scene. Fortunately, cars generally aren’t capable of being damaged in the way that you might see on the big screen. However, it’s certainly possible for a car to experience fire damage while being driven on a Texas road or highway.
What are some causes of vehicle fire damage?
Gasoline and diesel fuel are both classified as flammable because they have a relatively low flashpoint. This is the point at which you start to see smoke or actual flames coming from either inside or around a vehicle. Engine oil is a combustible material, which means it can also burn but at a much higher temperature.
Therefore, if your car is leaking either of these materials, it could elevate the risk of a fire. A fire may also occur if your vehicle causes sparks while driving at high speeds. Sparks might be caused by a wheel rim making contact with the ground or by any other object that is making contact with the ground.
What happens if your car suffers fire damage?
Generally speaking, fire damage is covered by your comprehensive insurance policy. If you don’t have comprehensive coverage, it may be necessary to pay for repairs yourself or to file a claim against the party responsible for causing it. If your car caught fire after a car accident, the other driver may be liable for the resulting repair bills.
If your car is damaged because of someone else’s negligence, you may be entitled to compensation. A financial award may cover repair bills, medical bills and other costs that you incurred after a car accident caused by an irresponsible motorist.