Not all car accidents lead to a roaring burn finish. But when they do, your life can go up in flames in a matter of seconds. Burn injuries range from mild to severe, which may either harm the skin’s surface that may be treatable within days or penetrate deeper layers and cause permanent damage.
But as you may already know, treatment and healing come at a cost. So, under Texas law, every motor vehicle must have liability insurance coverage for financial responsibility during car crashes. This policy amounts to $25,000 for property damage, $30,000 for a person’s injury or death, and $60,000 for two or more persons’ injuries or deaths.
Hopeful as you might be, settling with insurance companies is far from being straightforward. Thus, knowing what could have caused your life-altering burn injuries and gathering sufficient proof can only lead you a step closer to identifying and proving liability under Texas’ fault-based car insurance system.
Ways you can get burned in a car crash
The immediate responsible party is generally the negligent driver that caused the crash. But if yours is a case of malfunctioning equipment catching fire, you may possibly sue the manufacturer for the product’s reasonable dangers causing your tragic injuries. It is then crucial that you adequately build your case and be aware of the following ways that could get yourself burnt.
- Vehicular explosions
- Airbag deployment
- Electrocution, or being in contact with live wires or currents
- Exposure to steam, flammable chemicals or materials, and other hot surfaces
Burn victims may also suffer from smoke inhalation, which can be fatal if the brain experiences oxygen deprivation for too long. It is urgent that you remove yourself from the danger zone and receive emergency medical attention.
For the long haul
It will help if you keep your fighting spirit alive and prepared for a long recovery. Aside from the emotional stamina to endure long-term pain and suffering, your economic power is also a significant consideration. You must prioritize securing the guidance of a legal team. While they work on seeking financial compensation for your current medical expenses, lost earning capacity and future rehabilitative care, you can focus on restoring your health.